M&T Bank

1. Business Checking Solution

• M&T Tailored Business Checking Shaped to fit your needs and make it easier to save on maintenance fees.
• M&T BizFlex Checking A hardworking account with flexibility, room to grow and predictable pricing
• Commercial Checking A fully customizable account designed for a comprehensive banking relationship

2. Business Financing Solutions

• full range of lending products, whether business requires financing for short-term, long-term, or everything in between
• Customized solutions that work for business needs.
• Flexible financing, allowing to take advantage of business opportunities as they arise and support both permanent and short-term working capital needs
• Help your business obtain the equipment and assets needed to grow and operate more competitively
• Start or expand your business with loans guaranteed by the SBA
• Get access to capital through the SBA as an alternative to conventional lending

3. Cash Management Solutions

• Maximize funds, availability, accelerate payments, and manage the risk of fraud with comprehensive cash management solutions.
• Highly customized receivable and payable solutions that increase efficiency and help you manage liquidity more cost effectively.
• Speed up transaction processing and reduce cutting checks to vendors and employees with electronic payment types such as Automated Clearing House(ACH), Wire Transfers, and Real-Time Payments
• Help protect the business from payment fraud and help reduce your risk of exposure with products such as ACH Monitor, Account Number Masking, and Reverse Positive Pay
• Scan and deposit checks effortlessly without ever having to leave the office with Remote Check Deposit
• M&T Treasury CenterSM and M&T BizPay are part of a family of tools developed to help you organize your finances, execute payments, and better track transactions to make important decisions, even while on the go

4. Merchant Services Solutions

• Our skilled professionals work with you to understand your payment processing needs and provide a customized solution, allowing you to accept electronic payments anywhere, anytime
• Technology to fit your needs in order to offer competitive pricing, plus purchase and rental options for terminals and point of sale solutions
• Our solutions are designed for all sizes and types of organizations and companies, including Retail, B2B, Healthcare, and others
• Provide advice you need to navigate compliance and security challenges like Europay, MasterCard, Visa (EMV®), and Payment Card Industry (PCI)
•  24/7 dedicated customer service and access to robust reporting functionality through our online account management tool
• Accept payments however the customers want to pay you, including online and mobile options via smartphones and tables

Check out our website for more information!